★Texas-Based | National Reach | Empower Your Growth
When Your Business
Needs Cash Flow — Not
More Waiting
Ameritex Capital provides fast, flexible invoice factoring and equipment financing solutions. Factoring for construction subcontractors, oil & gas companies, freight carriers, and businesses that can’t afford to wait 60–90 days to get paid.
✓ No Long-Term Contracts ✓ Direct Funder & Broker ✓ Funding in 24–48 Hours
✓ Texas Based & Nationwide
Our Specialty Services
Industry-Specific Financing Solutions
We don’t offer one-size-fits-all products. Every solution is tailored to your industry’s unique cash flow challenges.
Construction Factoring
For subcontractors and general contractors waiting 60–120 days on invoices. Turn your receivables into working capital — fast.
- ✓ No long-term contracts
- ✓ Same-day funding approval
- ✓ Flexible advance rates
- ✓ Nationwide coverage
- ✓ Expert support
Oil & Gas Factoring
Serving oilfield service companies, pipeline contractors, and E&P vendors. Keep your rigs running without cash-flow gaps.
- ✓ Industry expertise
- ✓ Quick qualification
- ✓ High advance rates
- ✓ Volume discounts
- ✓ Dedicated support
Transportation Factoring
Owner-operators, carriers, and freight brokers: stop waiting 30–90 days on broker payments. Fuel today’s loads with yesterday’s invoices.
- ✓ Fast load settlement
- ✓ No credit checks
- ✓ 24/7 support
- ✓ Fuel card options
- ✓ Easy onboarding
Equipment Financing
Need new equipment but don’t want to deplete working capital? Finance or lease the equipment your business needs to grow.
- ✓ Fast approval
- ✓ Competitive rates
- ✓ Flexible terms
- ✓ New & used equipment
- ✓ Quick funding
Why Choose Ameritex Capital
We're Different — Here's Why It Matters
Most invoice factoring & equipment financing companies are either direct lenders or brokers. We’re both — which means we always find you the best fit, not just the easiest deal for us.
Direct Funder & Broker
We fund deals directly AND broker with our network — ensuring you get the best deal, not just the easiest one.
Industry-Specific Expertise
We specialize in construction, oil & gas, and transportation — we understand your business challenges.
Lightning-Fast Funding
Approval in 24 hours, funding in 48 hours — because cash flow waits for no one.
Flexible & Transparent
No hidden fees, no surprises — just honest partnerships with businesses like yours.
Simple, Transparent Process
Get Funded in 4 Easy Steps
We’ve removed the red tape. From application to funding, most clients are up and running in 24–48 hours.
Apply Online
Complete our simple online application in just 5 minutes.
We Review & Approve
Our team reviews your application and approves within 24 hours.
Submit Your Invoices
Upload your invoices to get funded — it takes minutes.
Get Cash in 24-48 Hrs
Receive your funding and start growing your business today.
When Banks Say No — The Small Business Guide to Factoring
Most business owners don’t realize banks aren’t their only option. This free booklet explains exactly how factoring works, who qualifies, and how to get funded — even with bad credit, no collateral, or a brand-new business.
📘 What factoring is (and isn’t)
✅ How to qualify — even with no credit history
💡 Construction, oil & gas, and freight-specific tips
⚠️ 7 mistakes to avoid when choosing a factor
🔑 Questions to ask any factoring company
To get the FREE Guide, complete the Form and click the “Send Me the Free Guide button. The guide access link will be emailed to you immediately.
Real Businesses. Real Results.
“Ameritex got us funded in 48 hours. We were able to finish a major project on time and keep our crew paid. Game changer for our business.”
Marcus Johnson
GC, Houston TX
“We’ve tried traditional banks. They always said no. Ameritex understood our oil & gas service business immediately and funded us within 24 hours.”
James Rodriguez
Service Company, Midland TX
“As an owner-operator, cash flow is everything. Ameritex’s fast turnaround means I can keep my truck on the road without waiting 60 days for payment.”
Sarah C
Owner-Operator, Dallas TX
Talk to a Funding Specialist Today
📍 Location
Texas Based Serving Most States Nationwide
Fill out this quick form and we’ll get back to you within 2 business hours! (Mon-Fri, 8am-5pm CT)